Online credit is being democratized to provide easy and fast credit. When it comes to an intermediary without a bank, consumer credit becomes virtuous … more right!
A personal payday loan to finance all your projects
To finance the purchase of a car or appliance, schedule work or book a trip, you can choose to save and wait. But to achieve without waiting your project, without putting you in the red financially, there is a quick way to unlock a sum of up to 40 000 €: consumer credit. This personal payday loan does not require proof of the destination of the funds: you are free to use the amount borrowed to renovate, furnish or equip your home, pay for your marriage or face an accident of life.
Only affected loans require a justification. In the case of the purchase of a vehicle for example, the car credit is conditioned to an invoice from the dealer, the garage or the seller if it is an individual. This type of loan has one advantage: the credit is canceled if the property is not delivered.
Loan between individuals: freeing yourself from traditional intermediaries
Who says consumer credit says lending institution. There is, however, an alternative to traditional banks and organizations for financing their projects: Our Credit-save. The principle is simple: the money lent comes from individuals or institutions, who entrust their savings to Our Credit-save to invest in the real economy, by financing the projects of French households. Interest paid by households is fully repaid to lenders. There is no additional charge that would be added.
personal payday loan online: the era of the collaborative web
The rise of lending between individuals has arrived with the development of the Internet and especially the collaborative web. Thanks to collaborative consumption platforms, it is possible:
• to exchange his home;
• organize your car pool;
• fund an album or any other project;
• create an online kitty.
The service platforms between individuals have put new technologies at the service of community eager to consume otherwise. Loan between individuals is part of this line, to free individuals from the brakes and high costs of traditional organizations. With the Internet, collaborative consumption is not a fad reserved for a category rejecting the consumer society. This innovative concept corresponds to the new aspiration of citizens wishing to consume better, while achieving savings. A web platform can reconcile this new practice that dusts the consumer credit, the requirement of transparency and consumer protection of the public authority.
personal payday loan online: towards easy credit through credit platforms
Subscribing a personal credit online is faster than following the traditional channels of conventional organizations. With a web platform like Our Credit-save:
• the borrower obtains a definitive answer within 24 hours * after receipt of the documents;
• after acceptance of the file and compliance with the legal withdrawal period (14 days), the amount of the consumer credit can be paid within a few days to the applicant’s bank account.
In less than 10 days, you unlock the amount you need to finance your project. In addition, Our Credit-save accelerates the process by simplifying the choice of consumer credit as much as possible: only one type of credit is available (fixed rate depreciable and constant monthly payment), which avoids unpleasant surprises as with a revolving credit
personal payday loan without bank: a credit consumer cheap
Expenses, high interest rates: traditional lenders apply large margins on consumer credit. The loan without institutional bank allows to circumvent these practices to benefit from fairer borrowing conditions! With a platform like Our Credit-save, the loan resulting from the relationship between individuals and investors contributes to a transparent and virtuous system:
• Investor money is placed at a competitive rate of return (up to 6% per annum)
• personal payday loans granted to individual borrowers benefit from one of the lowest interest rates on the market;
• The platform is only remunerated for the application fees, to cover the costs of its structure.
Conduct an online credit simulation to measure the benefits of the loan!
* Final decision within 24h: Upon receipt of your complete file, Our Credit-save can give you a response in the 24h worked by SMS in the case of an acceptance, and by email in the event of a refusal.